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Privacy Policy

Privacy Policy

 

Last Revised: [20/10/2023]

 

Digital Business Technology Pvt. Ltd. operates the https://mecard.me/ website and the MECARD App mobile application (hereinafter referred to as the "Service").

 

This page informs you of our policies regarding the collection, use and disclosure of personal data when you use our Service and the choices you have associated with that data.

We use your data to provide and improve the Service. By using the Service, you agree to the collection and use of information in accordance with this policy. Unless otherwise defined in this Privacy Policy, the terms used in this Privacy Policy have the same meanings as in our https://mecard.me/terms-conditions.

 

The terms “We” / “Us” / “Our”/”Company”/”DBTPL” individually and collectively refer to Digital Business Technology Pvt. Ltd.  and its affiliated group entities (DBTPL) and the terms “You” /”Your” / “Yourself”/”Client” refer to the users.

 

This Privacy Policy is an electronic record in the form of an electronic contract formed under the Information Technology Act, 2000 and the rules made there-under and the amended provisions pertaining to electronic documents / records in various statutes as amended by the Information Technology Act, 2000.

 

This Privacy Policy does not require any physical, electronic or digital signature.

 

This Privacy Policy is a legally binding document between you and DBTPL. The terms of this Privacy Policy will be effective upon your acceptance of the same (directly or indirectly in electronic form, by clicking on “I accept” tab or by use of this Website or by other means) and will govern the relationship between you and DBTPL for your use of the Website.

 

This document is published and shall be construed in accordance with the provisions of the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data of Information) rules, 2011 under Information Technology Act, 2000; that require publishing of the Privacy Policy for collection, use, storage and transfer of sensitive personal data or information.

 

 

By using the Website, you indicate that you understand, agree and consent to this Privacy Policy. If you do not agree with the terms of this Privacy Policy, please do not use this Website.

 

By providing us your Information or by making use of the facilities provided by the Website, You hereby consent to the collection, storage, processing and transfer of any or all of Your Personal Information and Non-Personal Information by us as specified under this Privacy Policy. You further agree that such collection, use, storage and transfer of Your Information shall not cause any loss or wrongful gain to you or any other person.

 

Please read this Privacy Policy carefully.

 

Definitions

Service: Service means the https://mecard.me/ website and the MECARD App mobile application operated by Digital Business Technology Pvt. Ltd.

 

Personal Data: Personal Data means data about a living individual who can be identified from those data (or from those and other information either in our possession or likely to come into our possession). For the purpose of this Policy, personal data is any information concerning a specific or definable natural person or legal person and NOT includes his/her/its financial data. 

 

 

Usage Data: Usage Data is data collected automatically either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).

 

Cookies: Cookies are small files stored on your device (computer or mobile device).

 

Data Controller: Data Controller means the natural or legal person who (either alone or jointly or in common with other persons) determines the purposes for which and the manner in which any personal information are, or are to be, processed.

 

Data Processors (or Service Providers)Data Processor (or Service Provider) means any : natural or legal person who processes the data on behalf of the Data Controller.

For the purpose of this Privacy Policy, we are a Data Processor of your Personal Data.

We may use the services of various Service Providers in order to process your data more effectively.

 

Data Subject (or User): Data Subject is any living individual who is using our Service and is the subject of Personal Data.

 

Information Collection and Use: We collect several different types of information for various purposes to provide and improve our Service to you.

 

Types of Data Collected

 

Personal Data: While using our Service, you may provide us with, or we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you ("Personal Data"). Personally identifiable information may include, but is not limited to:

  • Email address
  • First name and last name
  • Phone number
  • Address, State, Province, ZIP/Postal code, City
  • Work related information such as company, job title and work contact information
  • Image files such as your profile image, and paper business cards
  • Cookies and Usage Data

We may use your Personal Data to contact you with newsletters, marketing or promotional materials and other information that may be of interest to you. You may opt out of receiving any, or all, of these communications from us by following the unsubscribe link or the instructions provided in any email we send.

 

Usage Data: We may also collect information that your browser sends whenever you visit our Service or when you access the Service by or through a mobile device ("Usage Data").

This Usage Data may include information such as your computer's Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.

When you access the Service with a mobile device, this Usage Data may include information such as the type of mobile device you use, your mobile device unique ID, the IP address of your mobile device, your mobile operating system, the type of mobile Internet browser you use, unique device identifiers and other diagnostic data.

 

Location Data: We may use and store information about your location if you give us permission to do so ("Location Data"). We use this data to provide features of our Service, to improve and customise our Service.

You can enable or disable location services when you use our Service at any time by way of your device settings.

 

 

What are cookies?

A cookie is a small text file that a website saves on your computer or mobile device when you visit the site. It enables the website to remember your actions and preferences (such as login, language, font size and other display preferences) over a period of time, so you don’t have to keep re-entering them whenever you come back to the site or browse from one page to another.

 

How do we use cookies?

All of our pages use cookies or cookie-like standard technology in order to:

  • Serve you better by enabling certain functionality such as login, history of viewed cards, etc.
  • Some anonymous usage analytics
  • If you've agreed (or not) to the use of cookies on this site

You may delete or block these cookies, but if you do, then these features will stop working, and some of our online service may not work as intended.

The cookie related information is not used to identify you personally and the pattern data is fully under our control (except in the case of the anonymous analytics). These cookies are not used for any purpose other than those described here.

 

Tracking Cookies Data: To make our Service work properly, we sometimes place small data files called cookies on your device. The overwhelming majority of websites do this too.

 

Use of Cookies:

DBTPL may set up and access cookies as short-term memory bits of information for making Clients’ web experience more personal.  We do not use cookies to collect data to create behavioral profiles of our Clients to show them advertisements. 

 

Use of Data

Digital Business Technology Pvt. Ltd. uses the collected data for various purposes:

  • To provide and maintain our Service
  • To notify you about changes to our Service
  • To allow you to participate in interactive features of our Service when you choose to do so
  • To provide customer support
  • To gather analysis or valuable information so that we can improve our Service
  • To monitor the usage of our Service
  • To detect, prevent and address technical issues

 

Legal Basis for Processing Personal Data under the General Data Protection Regulation (GDPR)

If you are from India (Asia), Digital Business Technology Pvt. Ltd. legal basis for collecting and using the personal information described in this Privacy Policy depends on the Personal Data we collect and the specific context in which we collect it.

Digital Business Technology Pvt. Ltd. may process your Personal Data because:

  • We need to perform a contract with you
  • You have given us permission to do so
  • The processing is in our legitimate interests and it is not overridden by your rights
  • For payment processing purposes
  • To comply with the law

 

Retention of Data

Digital Business Technology Pvt. Ltd. will retain your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes and enforce our legal agreements and policies.

Digital Business Technology Pvt. Ltd. will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of our Service, or we are legally obligated to retain this data for longer periods.

 

Transfer of Data

Your information, including Personal Data, may be transferred to — and maintained on — computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ from those of your jurisdiction.

If you are located outside the India (Asia) and choose to provide information to us, please note that we transfer the data, including Personal Data, to the India (Asia) and process it there.

If you are located inside the India (Asia) and choose to send your digital card to people residing outside the India (Asia), please note that we transfer the data, including Personal Data to these people on your behalf.

Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.

Digital Business Technology Pvt. Ltd. will take all the steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy and no transfer of your Personal Data will take place to an organisation or a country unless there are adequate controls in place including the security of your data and other personal information.

 

Disclosure of Data

Business Transaction

If Digital Business Technology Pvt. Ltd. is involved in a merger, acquisition or asset sale, your Personal Data may be transferred. We will provide notice before your Personal Data is transferred and becomes subject to a different Privacy Policy.

 

Disclosure for Law Enforcement

Under certain circumstances, Digital Business Technology Pvt. Ltd. may be required to disclose your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency).
 

Legal Requirements

Digital Business Technology Pvt. Ltd. may disclose your Personal Data in the good faith belief that such action is necessary to:

  • To comply with a legal obligation
  • To protect and defend the rights or property of Digital Business Technology Pvt. Ltd.
  • To prevent or investigate possible wrongdoing in connection with the Service
  • To protect the personal safety of users of the Service or the public
  • To protect against legal liability

 

Security of Data

The security of your data is important to us but remember that no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.

 

Our Policy on "Do Not Track" Signals

We do not support Do Not Track ("DNT"). Do Not Track is a preference you can set in your web browser to inform websites that you do not want to be tracked.

You can enable or disable Do Not Track by visiting the Preferences or Settings page of your web browser.

 

Your Data Protection Rights under the General Data Protection Regulation (GDPR)

If you are a resident of the India (Asia), you have certain data protection rights. Digital Business Technology Pvt. Ltd. aims to take reasonable steps to allow you to correct, amend, delete or limit the use of your Personal Data.

If you wish to be informed about what Personal Data we hold about you and if you want it to be removed from our systems, please contact us.

 

In certain circumstances, you have the following data protection rights:

The right to access, update or delete the information we have on you. Whenever made possible, you can access, update or request deletion of your Personal Data directly within your account settings section. If you are unable to perform these actions yourself, please contact us to assist you.

The right of rectification. You have the right to have your information rectified if that information is inaccurate or incomplete.

The right to object. You have the right to object to our processing of your Personal Data.

The right of restriction. You have the right to request that we restrict the processing of your personal information.

The right to data portability. You have the right to be provided with a copy of the information we have on you in a structured, machine-readable and commonly used format.

The right to withdraw consent. You also have the right to withdraw your consent at any time where Digital Business Technology Pvt. Ltd. relied on your consent to process your personal information.

Please note that we may ask you to verify your identity before responding to such requests.

You have the right to complain to a Data Protection Authority about our collection and use of your Personal Data. For more information, please contact your local data protection authority in the India (Asia).

 

Service Providers

We may employ third party companies and individuals to facilitate our Service ("Service Providers"), provide the Service on our behalf, perform Service-related services or assist us in analysing how our Service is used.

These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.

 

Links to Other Sites

Our Service may contain links to other sites that are not operated by us. If you click a third party link, you will be directed to that third party's site. We strongly advise you to review the Privacy Policy of every site you visit.

We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.

 

Children's Privacy

Our Service does not address anyone under the age of 18 ("Children").

We do not knowingly collect personally identifiable information from anyone under the age of 18. If you are a parent or guardian and you are aware that your Child has provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from children without verification of parental consent, we take steps to remove that information from our servers.

 

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.

We will let you know via email and/or a prominent notice on our Service, prior to the change becoming effective and update the "effective date" at the top of this Privacy Policy.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

 

Data Privacy Policy

This Data Privacy Policy (the Policy) lays down how Digital Business Technology Pvt. Ltd.  and its affiliated group entities (DBTPL) collects, processes, uses and protects personal information of its customers in compliance with applicable laws and regulations.

 

 

DBTPL’s Commitment to data protection

DBTPL respects privacy of the personal data entrusted to us by our Clients or that we may collect in connection with the Clients’ personal data and we are committed to ensuring security to the data through fair and transparent practices.

 

This Policy includes the minimum standards that DBTPL practices to afford data privacy to its Clients and are basically derived from the Generally Accepted Privacy Principles for electronic data protection and are in conformity with its regulatory obligations to secure personal data of its clients and other applicable local laws.

 

Governing Privacy Principles

As a service provider, DBTPL acts on behalf of its clients as their agents for making Digital Business Card. DBTPL collects, processes and securely stores the Client data for application relevant to the purposes of its Clients’ Digital Business card only and does not disclose personal information with third parties except where such disclosure is necessitated in terms of applicable provisions of laws or on the orders of lawful authorities.

 

Transparency in Data Collection

DBTPL collects personal data in a fair, transparent and lawful manner and with the informed consent and knowledge of its Clients. We adhere to –

  • collecting minimum personal data required to achieve the purpose for which data is obtained;
  • collecting personal data directly from our clients and in a non-deceptive manner;
  • collecting personal data in conformity with regulatory stipulations wherever applicable;
  • monitoring data collection through its employees and on the internet to ensure due diligence and to ensure compliance with our stated Data Privacy Policy.

 

Use, Retention and Disposal of Personal Data

DBTPL uses all personal data collected from its clients expressly for its legitimate business activities relevant to making Digital Business Card and in strict adherence to the contractual terms, the regulatory stipulations and the applicable laws. DBTPL does not retain personal data any longer than is absolutely necessary for the purposes of its Clients or beyond the regulatory requirement necessitating their retention for a prescribed period. Data disposal requires managerial approval for the disposal, destruction and deletion of data and is designed to prevent their recovery, theft, misuse or unauthorized access.

 

Access

DBTPL provides access to the Clients to review, update or correct their personal data on-line and off-line which precedes an authentication process to confirm legitimacy of the person seeking access. Access to data or a request to review and update the data may be denied if the authentication process fails.

 

Disclosure to Third Parties and Data Protection

DBTPL may disclose personal data to group companies or related third party service providers as a part of its normal business operations. DBTPL conducts appropriate due diligence checks prior to and after selection of third parties who process personal data on behalf of DBTPL. Such third parties are required to enter into written contracts with DBTPL which mandatorily provide for adequate data privacy and non-disclosure clauses to secure the data. DBTPL requires the third parties to strictly adhere to contractual terms and guidelines on data protection to the extent such third parties are given access to or otherwise process personal data on behalf of DBTPL. All third parties are contractually obligated to handle personal data –

  • with equal care and adequate levels of protection as DBTPL itself is obliged in terms of its data privacy policy;
  • with appropriate security measures to safeguard and prevent unlawful disclosure and to process them in accordance with the terms of the third party contracts.

Except as otherwise expressly stated in this Policy, DBTPL does not sell, share, rent out or otherwise disclose or deal in personal data for gain.

 

Demographic and other Personal Information that DBTPL collects:

Demographic and other personal information that we collect may include -

  • Name, gender, residential/correspondence address, telephone/mobile number, date of birth, marital status, email address or other contact information;
  • Photograph; Company Logo; Tag line
  • URL links, QR code and more
  • Bank account details, payment instrument details, cancelled cheques; copy of bank account statement;
  • Transaction details of our Clients relating to payments of funds for the transactions they carry out through us.
  • Other information incidental or ancillary to the funds and transactions of our Clients in the ordinary course of their business through us.

 

Collection of Personal Data through DBTPL specific Apps and Web.

We offer online client registration and Digital Business Card making facility to our clients over the internet/Computer/Mobile/Tab according to their ease and convenience. We have also developed sophisticated specific purpose mobile Apps for use by our Clients to meet their Digital Card requirements in various products. Such online systems and Apps are designed to collect personal data and information does not including any financial and non-financial transaction particulars required to execute the requested transactions and device related information necessary to validate and create an audit trail for the request before it is executed. DBTPL may share the information so collected with Authority, depending on the nature of the requested transactions. These entities are statutory bodies, recognized self-regulatory agencies and intermediaries operating in the Cyber Security subject to applicable laws and regulations which inter-alia govern privacy of data and are instrumental in completing the requested transactions.

 

 

Device related and Log Data

We may collect device related information like mobile phone No., email ID, address, whatsapp number URL links and Web address for usage of Card making and for setting up audit trail and user identification and authentication checks for the transactions carried out.  This will include also information relating to location and time of login, number of access made and duration and pages visited.

 

Third party Tools and Utilities

Third party tools and utilities used in our web pages and Apps are covered under valid and binding contracts with the third parties. We may share Client information with third parties in so far as such sharing is required for the purpose of availing of their services and the information. We ensure that the information so shared are subject to equal care and protection as to privacy as envisaged in this Policy.

 

Data Security

We use the personal information and data collected from our Clients to operate, maintain and provide them with the features and functionalities of the services, to analyze how the services are used, to diagnose service or technical problems, maintain security, to remember information to help Clients efficiently access and retrieve their account and account related information, monitor usage and demographic patterns of usage, and to track users and usages to render personalized optimum services to the Clients, in compliance with applicable laws, rules and regulations. We have implemented physical, administrative and technical security measures across the organization which is designed to prevent data loss, unauthorized access to personal data and misuse, disclosure, alteration, damage or destruction of personal data.

 

DBTPL fully understands that the personal data collected from its Clients are under our protection and guardianship. DBTPL trains its employees on the privacy policy as well as information security procedures regarding the appropriate access, use and disclosure of personal data. We also conduct period risk assessments on our processes, information systems and third parties, including audits of third party facilities and information systems.

 

DBTPL has in place an incident response plan with trained personnel to respond to, investigate and mitigate the impact of any incident as soon as an incident is detected. DBTPL also maintains adequate plans for business continuity management as well as disaster recovery process for testing databases, information systems and process that handle personal data.

 

Information Security

DBTPL takes appropriate security measures to protect against unauthorized access to or unauthorized alteration, disclosure or destruction of data. These include internal reviews of our data collection, storage and processing practices and security measures, including appropriate encryption and physical security measures to guard against unauthorized access to systems where we store personal data.

 

All information gathered on our Website is securely stored within our controlled database. The database is stored on servers secured behind a firewall; access to the servers is password-protected and is strictly limited. However, as effective as our security measures are, no security system is impenetrable. We cannot guarantee the security of our database, nor can we guarantee that information you supply will not be intercepted while being transmitted to us over the Internet. And, of course, any information you include in a posting to the discussion areas is available to anyone with Internet access.

 

However the internet is an ever evolving medium. We may change our Privacy Policy from time to time to incorporate necessary future changes. Of course, our use of any information we gather will always be consistent with the policy under which the information was collected, regardless of what the revised policy may be.

 

 

Violation of the Terms

You agree that Company may, in its sole discretion and without prior notice, terminate Your access to the Website and block Your future access to the Website if Company determines that You have violated these Terms and Conditions.

 

You also agree that any violation by You of these Terms will constitute an unlawful and unfair business practice, and will cause irreparable harm to Company, for which monetary damages would be inadequate, and You consent to Company obtaining any injunctive or equitable relief that Company deems necessary or appropriate in such circumstances. These remedies are in addition to any other remedies Company may have at law or in equity.

 

You agree that Company may, in its sole discretion, and without prior notice, terminate Your access to the Website, for cause, which includes (but is not limited to):

(1) requests by law enforcement or other government agencies;

(2) a request by You (self-initiated account deletions);

(3) discontinuance or material modification of the Website or any service offered on or through the Website; or

(4) unexpected technical issues or problems.

If Company does take any legal action against You as a result of Your violation of these Terms, Company will be entitled to recover from You, and You agree to pay, all reasonable legal and contractual fees and costs of such action, in addition to any other relief granted to Company.

 

Governing Law

These Terms and all transactions entered into on or through the Website and the relationship between You and Company shall be governed in accordance with the laws of India without reference to conflict of laws principles.

You agree that all claims, differences and disputes arising under or in connection with or in relation hereto the Website, the Terms or any transactions entered into on or through the Website or the relationship between You and Company shall be subject to the exclusive jurisdiction of the courts at Mumbai, India and You hereby accede to and accept the jurisdiction of such courts.

 

Digital Business Technology Private Limited.
Email: contact@dbtpl.com